10 Tips on how I ACTUALLY Saved Money in NYC!

I released a video last week on my debt-free journey, and as promised, here are the tips I have on how to save money! New York City is notorious for being super expensive, but it is still possible to save a lot of money! I tell you all the tips I used to ACTUALLY save enough money to pay off $50,000 of student loans in one year!

Despite the title, I broke this video up into two parts. The first half is focused on general tips ANYONE can use. The second half is focused on not-so-obvious tips New Yorkers can use while living in this expensive city! I’ve even given these tips to my friends born and raised in NYC and they weren’t even aware of half of these tips you can save even more money.

I wanted to note that I think the BIGGEST reasons why many can’t meet their financial goals are really denial, lifestyle creep, and discipline. Just because you live in NYC or an expensive city like LA or SF doesn’t mean you can’t save. In fact, I’ve compared my budget to someone down south and I actually spend less than him. Due to COVID19, almost everyone is trying to spend less (and even saving their stimulus package when you should be “stimulating” the economy) and some are even missing bills. The first step on meeting your financial goals with a fool-proof plan no matter how bad it gets is really acknowledging where you’re at and what you need to do to meet them, being aware of lifestyle creep, and lastly, DISCIPLINE to stick to the plan. In my video, I’m not trying to teach how to live like a barbarian, but there are SO many tips anyone can use to still live a good life and save your money so it’s sustainable.

My channel typically focuses on professional development but I also highlight my experience, lifestyle, and insights into a career in technology consulting in hopes to encourage more women to consider this amazing career – especially in STEM! Any questions at all about the tips I provided, please let me know!

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