Growing Pains of Adulting | CHATTING WITH CHRISTINE

Listen to full podcast episode here: https://linktr.ee/christinepodcast

There’s a lot of changes your life and yourself goes through when you go through the phases of adulthood whether that be friendships, professional, and life events. It’s tough on growing and changing and constantly reinventing yourself, but it’s possible! Let’s talk about all of the growing pains that I’ve gone through and let me know if you can relate! I’m only 25, but I feel like I’ve been through a lot already, HAHAHA.

I tried Too Good To Go for a Day: Ending Food Waste! What is it and is it worth it? #TooGoodToGo

Too good to go reduces food waste and helps your wallet! It has been my recent obsession, but can you use it as your only source of food! I put it to the test for the whole day and tried it out! I live in New York City where this is out, but it may or may not be available in your region, so check it out!

Learn More: https://toogoodtogo.com/en-us

What’s In My Wallet: Credit Cards Strategy for Consultants | CHASE & AMEX CREDIT CARDS

If you are interested in consulting, chances are, the travel that comes with the job appeals to you! How can you best utilize your credit cards to get the benefits, points, and earn it all for your own personal gain? While consulting firms pay for your travels, you may or may not be able to use your own credit cards (and later get reimbursed) so you could get your personal points and use the perks!

I’ve been a huge fan of the Chase Ultimate Rewards credit card ecosystem, so check it out!

PLAY WITH US: Would You Rather MONEY EDITION | Spending and Saving Money Habits

Listen to full podcast episode here: https://linktr.ee/christinepodcast

I’m with my friends in this video and thought it would be fun to ask “Would You Rather” questions when it comes to our spending (or saving) habits! Play along with us and tell me what you think!

PLAY WITH US: Would You Rather MONEY EDITION | Spending and Saving Money Habits

I’m with my friends in this video and thought it would be fun to ask “Would You Rather” questions when it comes to our spending (or saving) habits! Play along with us and tell me what you think!

Thanks, Sally Chen, Addison Chen, Michelle Lam, and Collin for joining!

We Bought a Condo in our 20s! Rent vs. Buy, Relationship with Money, Our Experience | CHATTING WITH CHRISTINE

My boyfriend, Addison Chen, and I bought a condo in Brooklyn! We are so excited, but we know we are also extremely privileged to be able to do this in our 20s. Many young working professionals I know don’t really know much about money, so in this episode, my boyfriend Addison and I talk about renting vs. buying, how to save for a house, and our home buying experience. It has always been the American dream to buy your own house, have your own family, have some dogs running around in the field, but is that really feasible anymore? We talk about how everything has changed for our generation.

https://linktr.ee/christinepodcast

10 Tips on how I ACTUALLY Saved Money in NYC!

I released a video last week on my debt-free journey, and as promised, here are the tips I have on how to save money! New York City is notorious for being super expensive, but it is still possible to save a lot of money! I tell you all the tips I used to ACTUALLY save enough money to pay off $50,000 of student loans in one year!

Despite the title, I broke this video up into two parts. The first half is focused on general tips ANYONE can use. The second half is focused on not-so-obvious tips New Yorkers can use while living in this expensive city! I’ve even given these tips to my friends born and raised in NYC and they weren’t even aware of half of these tips you can save even more money.

I wanted to note that I think the BIGGEST reasons why many can’t meet their financial goals are really denial, lifestyle creep, and discipline. Just because you live in NYC or an expensive city like LA or SF doesn’t mean you can’t save. In fact, I’ve compared my budget to someone down south and I actually spend less than him. Due to COVID19, almost everyone is trying to spend less (and even saving their stimulus package when you should be “stimulating” the economy) and some are even missing bills. The first step on meeting your financial goals with a fool-proof plan no matter how bad it gets is really acknowledging where you’re at and what you need to do to meet them, being aware of lifestyle creep, and lastly, DISCIPLINE to stick to the plan. In my video, I’m not trying to teach how to live like a barbarian, but there are SO many tips anyone can use to still live a good life and save your money so it’s sustainable.

My channel typically focuses on professional development but I also highlight my experience, lifestyle, and insights into a career in technology consulting in hopes to encourage more women to consider this amazing career – especially in STEM! Any questions at all about the tips I provided, please let me know!

DEBT FREE JOURNEY IN NYC: $50,000 of STUDENT LOANS

In 2019, student loans reached an all-time high of $1.41 trillion! That is RIDICULOUS! I want to tell you that you can do it and that it IS possible as you can see with my debt-free journey. This is also a difficult time for many financially due to COVID19, so I wanted to assure you that you can do this, and when there is a will, there is a way.

I attended Boston University, and while I had grants, it wasn’t enough, so I had to take $50,000 in student loans. I was super determined to pay it off because I hated the feeling of being in debt. Today, I’m releasing a video on my debt-free journey in how I paid off ALL $50K in about one year while living in New York City and hopefully this can inspire you to get started on your journey today!

My channel typically focuses on professional development but I also highlight my experience, lifestyle, and insights into a career in technology consulting in hopes to encourage more women to consider this amazing career – especially in STEM! With this video, I’m also branching out into money because who doesn’t like talking about money, but specifically, in how to be frugal yet still have fun! I have a video next week that will teach you all my tips on how I saved money to pay off $50K of student loans

Any questions at all about the tips I provided, please let me know! Also, let me know how far along you’re in your debt free journey! WE CAN DO THIS!